An Apple ID is useful in the Apple ecosystem, but you may prefer to pay for nothing.
What if you want an Apple ID but plan to never pay for a single thing from Apple through that ID? Apple makes that possible, though it’s not a highlighted method, since it’s frequently the case that you will pay Apple for a service or for software.
You can create an Apple ID via the App Store in both iOS/iPadOS and macOS.
In macOS:
- Launch the App Store.
- If you have an existing Apple ID account you don’t want to use, choose Store > Sign Out.
- Find an app you can download at no cost. Such apps will have a Get button. Click Get.
- In the Apple ID dialog that appears, click Create Apple ID.
- Follow prompts. At the point where you’re asked for a payment method, select None.
- Follow the remaining steps to validate your account.
If you have an existing Apple ID
You can remove payment methods from existing Apple ID accounts in some cases. Apple requires a payment method on file if you are the family organizer for a Family Sharing group, and for accounts set up for children under 13.
Read more at MacWorld.com